/* Start custom CSS *//* ===== Reset & Base ===== */
    *, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
 
    body {
      font-family: "Noto Sans TC", "Microsoft JhengHei", "PingFang TC", Arial, sans-serif;
      font-size: 17px;
      line-height: 1.85;
      color: #1a1a2e;
      background: #f8f8fc;
    }
 
    /* ===== Article Wrapper ===== */
    .article-wrapper {
      max-width: 860px;
      margin: 0 auto;
      padding: 0 20px 60px;
    }
    

    /* ===== Hero Banner ===== */
    .hero {
      background: linear-gradient(135deg, #0d2137 0%, #1a4a7a 60%, #0e6eb0 100%);
      color: #fff;
      padding: 52px 36px 44px;
      border-radius: 0 0 24px 24px;
      margin-bottom: 40px;
      position: relative;
      overflow: hidden;
    }
    .hero::before {
      content: '';
      position: absolute;
      top: -40px; right: -40px;
      width: 240px; height: 240px;
      background: rgba(255,255,255,0.05);
      border-radius: 50%;
    }
    .hero-tag {
      display: inline-block;
      background: #f5a623;
      color: #0d2137;
      font-size: 13px;
      font-weight: 700;
      padding: 4px 14px;
      border-radius: 20px;
      margin-bottom: 14px;
      letter-spacing: .5px;
    }
    .hero h1 {
      font-size: clamp(22px, 4vw, 32px);
      font-weight: 900;
      line-height: 1.4;
      margin-bottom: 14px;
    }
    .hero h1 em {
      color: #f5c842;
      font-style: normal;
    }
    .hero-desc {
      font-size: 15px;
      color: rgba(255,255,255,0.88);
      max-width: 600px;
      line-height: 1.75;
    }
    .hero-cta-row {
      display: flex;
      align-items: center;
      gap: 16px;
      margin-top: 26px;
      flex-wrap: wrap;
    }
    .btn-primary {
      display: inline-flex;
      align-items: center;
      gap: 8px;
      background: #f5a623;
      color: #0d2137;
      font-weight: 800;
      font-size: 15px;
      padding: 12px 26px;
      border-radius: 8px;
      text-decoration: none;
      transition: background .2s, transform .15s;
      white-space: nowrap;
    }
    .btn-primary:hover { background: #e8941a; transform: translateY(-1px); }
    .btn-secondary {
      display: inline-flex;
      align-items: center;
      gap: 8px;
      border: 2px solid rgba(255,255,255,0.6);
      color: #fff;
      font-weight: 700;
      font-size: 15px;
      padding: 11px 22px;
      border-radius: 8px;
      text-decoration: none;
      transition: border-color .2s, background .2s;
      white-space: nowrap;
    }
    .btn-secondary:hover { border-color: #fff; background: rgba(255,255,255,0.08); }
 
    /* ===== Answer Box ===== */
    .answer-box {
      background: #e8f4ff;
      border-left: 5px solid #0e6eb0;
      border-radius: 0 12px 12px 0;
      padding: 20px 24px;
      margin: 30px 0;
      font-size: 16px;
      line-height: 1.8;
    }
    .answer-box strong { color: #0d2137; }
 
    /* ===== Section ===== */
    .section { margin-bottom: 52px; }
 
    .section-title {
      font-size: clamp(19px, 3vw, 24px);
      font-weight: 900;
      color: #0d2137;
      padding-bottom: 10px;
      border-bottom: 3px solid #0e6eb0;
      margin-bottom: 22px;
      line-height: 1.4;
    }
 
    /* ===== H3 / H4 ===== */
    h3 {
      font-size: 18px;
      font-weight: 800;
      color: #0d2137;
      margin: 28px 0 10px;
      display: flex;
      align-items: flex-start;
      gap: 8px;
    }
    h3::before {
      content: '▍';
      color: #0e6eb0;
      flex-shrink: 0;
      margin-top: 1px;
    }
    h4 {
      font-size: 15px;
      font-weight: 700;
      color: #0e6eb0;
      margin: 18px 0 6px;
      text-transform: uppercase;
      letter-spacing: .4px;
    }
 
    /* ===== Paragraph ===== */
    p { margin-bottom: 14px; color: #2c2c3e; }
 
    /* ===== List ===== */
    ul.check-list, ol.step-list {
      list-style: none;
      padding-left: 0;
      margin: 12px 0 18px;
    }
    ul.check-list li {
      padding: 7px 0 7px 32px;
      position: relative;
      border-bottom: 1px solid #eef0f5;
      font-size: 15.5px;
    }
    ul.check-list li::before {
      content: '▶';
      position: absolute;
      left: 0;
      font-size: 15px;
    }
    ul.check-list li:last-child { border-bottom: none; }
 
    ul.cross-list { list-style: none; padding-left: 0; margin: 10px 0 16px; }
    ul.cross-list li {
      padding: 6px 0 6px 28px;
      position: relative;
      font-size: 15px;
      color: #555;
    }
    ul.cross-list li::before {
      content: '×';
      position: absolute;
      left: 0;
      font-size: 14px;
    }
 
    ul.dot-list { list-style: none; padding-left: 0; margin: 10px 0 16px; }
    ul.dot-list li {
      padding: 5px 0 5px 22px;
      position: relative;
      font-size: 15.5px;
    }
    ul.dot-list li::before {
      content: '–';
      position: absolute;
      left: 0;
      font-size: 13px;
      top: 7px;
    }
 
    ol.step-list { counter-reset: steps; }
    ol.step-list li {
      counter-increment: steps;
      padding: 10px 14px 10px 52px;
      position: relative;
      margin-bottom: 10px;
      background: #f4f6fb;
      border-radius: 8px;
      font-size: 15.5px;
    }
    ol.step-list li::before {
      content: counter(steps);
      position: absolute;
      left: 14px;
      top: 50%;
      transform: translateY(-50%);
      background: #0e6eb0;
      color: #fff;
      width: 26px;
      height: 26px;
      border-radius: 50%;
      display: flex;
      align-items: center;
      justify-content: center;
      font-weight: 800;
      font-size: 13px;
    }
 
    /* ===== Table ===== */
    .table-wrap {
      overflow-x: auto;
      -webkit-overflow-scrolling: touch;
      margin: 20px 0 28px;
      border-radius: 12px;
      box-shadow: 0 2px 16px rgba(0,0,0,0.07);
    }
    table {
      width: 100%;
      border-collapse: collapse;
      min-width: 540px;
      font-size: 14.5px;
    }
    thead {
      background: #0d2137;
      color: #fff;
    }
    thead th {
      padding: 13px 14px;
      text-align: center;
      font-weight: 700;
      white-space: nowrap;
    }
    tbody tr:nth-child(odd) { background: #f9fbff; }
    tbody tr:nth-child(even) { background: #eef4fb; }
    tbody tr:hover { background: #deeeff; }
    tbody td {
      padding: 11px 14px;
      text-align: center;
      border-bottom: 1px solid #e2e8f0;
      color: #1a1a2e;
    }
    tbody td:first-child { text-align: left; font-weight: 700; }
    .badge-popular {
      display: inline-block;
      background: #f5a623;
      color: #fff;
      font-size: 11px;
      font-weight: 700;
      padding: 2px 7px;
      border-radius: 4px;
      margin-left: 6px;
      vertical-align: middle;
    }
    .badge-safe {
      display: inline-block;
      background: #27ae60;
      color: #fff;
      font-size: 11px;
      font-weight: 700;
      padding: 2px 7px;
      border-radius: 4px;
      margin-left: 6px;
      vertical-align: middle;
    }
    .loan-amount { color: #c0392b; font-weight: 800; }
    .table-note {
      font-size: 13px;
      color: #888;
      margin-top: -14px;
      margin-bottom: 20px;
      padding-left: 4px;
    }
 
    /* ===== Comparison Table ===== */
    .compare-th-bank { background: #7f8c8d; }
    .compare-th-pawn { background: #0d2137; }
    .compare-win { color: #0e6eb0; font-weight: 800; }
 
    /* ===== Highlight Card ===== */
    .highlight-card {
      background: #fff;
      border: 2px solid #0e6eb0;
      border-radius: 14px;
      padding: 22px 26px;
      margin: 22px 0;
    }
    .highlight-card .card-icon { font-size: 28px; margin-bottom: 8px; }
    .highlight-card h4 { color: #0d2137; font-size: 16px; margin-bottom: 8px; margin-top: 0; }
 
    /* ===== Info Grid ===== */
    .info-grid {
      display: grid;
      grid-template-columns: repeat(auto-fit, minmax(190px, 1fr));
      gap: 16px;
      margin: 20px 0;
    }
    .info-card {
      background: #fff;
      border-radius: 12px;
      padding: 20px 18px;
      text-align: center;
      box-shadow: 0 2px 12px rgba(0,0,0,0.06);
      border-top: 4px solid #0e6eb0;
    }
    .info-card .ic-num {
      font-size: 28px;
      font-weight: 900;
      color: #0e6eb0;
      line-height: 1;
      margin-bottom: 6px;
    }
    .info-card .ic-num span { font-size: 16px; }
    .info-card .ic-label {
      font-size: 13.5px;
      color: #555;
    }
 
    /* ===== CTA Block ===== */
    .cta-block {
      background: linear-gradient(135deg, #0d2137, #1a4a7a);
      color: #fff;
      border-radius: 18px;
      padding: 36px 32px;
      margin: 40px 0;
      text-align: center;
    }
    .cta-block h2 {
      font-size: 22px;
      font-weight: 900;
      margin-bottom: 10px;
    }
    .cta-block p { color: rgba(255,255,255,0.85); font-size: 15px; margin-bottom: 22px; }
    .cta-btn-row {
      display: flex;
      justify-content: center;
      gap: 14px;
      flex-wrap: wrap;
    }
 
    /* ===== FAQ ===== */
    .faq-section { margin-top: 52px; }
    .faq-title {
      font-size: clamp(19px, 3vw, 24px);
      font-weight: 900;
      color: #0d2137;
      margin-bottom: 24px;
      padding-bottom: 10px;
      border-bottom: 3px solid #0e6eb0;
    }
    .faq-item {
      margin-bottom: 16px;
      border-radius: 10px;
      overflow: hidden;
      border: 1px solid #dce6f0;
    }
    .faq-q {
      background: #0d2137;
      color: #fff;
      font-weight: 700;
      font-size: 15.5px;
      padding: 16px 20px;
      cursor: pointer;
      display: flex;
      align-items: flex-start;
      gap: 10px;
      line-height: 1.5;
    }
    .faq-q .q-badge {
      background: #f5a623;
      color: #0d2137;
      font-weight: 900;
      font-size: 12px;
      padding: 2px 8px;
      border-radius: 4px;
      flex-shrink: 0;
      margin-top: 2px;
    }
    .faq-a {
      background: #fff;
      padding: 16px 20px;
      font-size: 15px;
      line-height: 1.8;
      color: #2c2c3e;
    }
    .faq-a strong { color: #0e6eb0; }
 
    /* ===== Local Section ===== */
    .local-banner {
      background: linear-gradient(100deg, #f0f7ff, #e8f4e8);
      border: 1px solid #b8d8f0;
      border-radius: 14px;
      padding: 24px 26px;
      margin: 24px 0;
    }
    .local-banner h3 { margin-top: 0; }
    .local-banner h3::before { color: #27ae60; }
 
    /* ===== Notice Box ===== */
    .notice-box {
      background: #fffbec;
      border: 1px solid #f5c842;
      border-left: 4px solid #f5a623;
      border-radius: 0 10px 10px 0;
      padding: 16px 20px;
      font-size: 14.5px;
      margin: 16px 0;
      color: #5a4010;
    }
 
    /* ===== Footer ===== */
    .article-footer {
      margin-top: 50px;
      padding-top: 24px;
      border-top: 2px solid #e0e0ea;
      font-size: 13px;
      color: #888;
      line-height: 1.7;
    }
    .article-footer a { color: #0e6eb0; text-decoration: none; }
 
    /* ===== Responsive ===== */
    @media (max-width: 600px) {
      .hero { padding: 38px 20px 32px; border-radius: 0 0 16px 16px; }
      .hero-cta-row { flex-direction: column; align-items: flex-start; }
      .info-grid { grid-template-columns: 1fr 1fr; }
      .cta-block { padding: 28px 20px; }
    }/* End custom CSS */